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Monthly Archives: December 2015

Is It Worth Including Legal Expenses Cover?

If you are a landlord then you will no doubt have arranged suitable landlords insurance to protect a variety of risks such as your investment property being destroyed in a fire or being damaged due to a flood. There are a number of optional extras with such policies with one of those often being legal expenses cover. So, let’s have a look at some of the things that the legal expenses option may cover you for: – Recovering rent arrears Many landlords are faced with one or more tenants falling behind in paying their rent and, in many instances, the landlord or the letting agent is able to resolve the matter with the tenant to the satisfaction of all parties. That may be to clear the rent arrears in one lump sum or over a period of time say on a monthly basis. However, there may be an occasion when the tenant is less than co-operative resulting in you having to take legal action. The involvement of a solicitor can make such a positive difference in getting the tenant to pay the arrears. It may only require the solicitor to write a letter but it could also involve action being…

Renting Property To Elderly People

It will probably not come as a surprise to you to read that, on average, people are living longer here in the UK and this presents an opportunity for landlords. We all need to live somewhere and for some this could mean having to rent somewhere whether through the local authority or privately. If you are a landlord then an option open to you is to consider renting a property to an elderly person or couple. There are both positive and negative factors in renting to this sector of the community. For instance, on the positive side, someone that is in the latter stage of their life may be more likely to want to stay in the same property for the remainder of their life as many older people prefer the idea of a settled environment in which to live. As a general rule, they are less likely to cause trouble for the landlord than a young tenant in their twenties in so much as they are unlikely to damage the property and are more likely to pay their rent on time and not fall into arrears with their rent. On the negative side, an elderly tenant may require things…

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