If you are considering buying or already own a property that you are to let out one of the things that you will wish to sort out is landlord insurance. Although you are under no legal obligation to do so, you will have paid a considerable sum of money to purchase the property. Therefore, it would make sense to protect your investment by arranging suitable insurance.
If you are arranging a buy to let mortgage, it is quite likely that you will be approached by someone at the bank or building society who will offer to get you a quote for this type of cover. By all means, take them up on their offer and get a quote from them. However, you should seriously consider obtaining other landlord insurance quotes to see if you can improve on the package offered by the insurance company that the lender has referred you to.
When shopping around, you should not just base your decision on how much the landlord insurance premium is but you should also make sure that things like the level of cover meets your requirements and that you are happy with the excesses payable should you have to make a claim. You may also want to do some research into whether the insurer has a good reputation for their level of customer service including when policyholders make a claim.
There are numerous providers of landlord insurance. Therefore, by getting quotes from several companies and looking at the level of standard cover provided as well as any optional extras available, you should be able to make an informed decision as to who you consider is providing the best cover for you for a competitive premium.
So, why not obtain a quote through our website. Our partner, One-Sure Insurance Limited has access to numerous providers of landlord insurance. They guarantee that if you provide written evidence that you got a cheaper quote for the same level of cover with a different insurer within 48 hours of taking out the policy, you will receive any premium back that you have paid and the policy will be cancelled.